Transaction banking pricing software
Configure, manage and launch pricing for transaction banking services faster than legacy systems allow. itea P2B gives business teams direct control over fee logic, without waiting for IT.
Transaction banking is under-monetised, pricing software changes that
Many banks undercharge for transaction banking services. Not because they want to, but because their pricing tools cannot keep up with the complexity of their product set. Manual spreadsheets, IT-dependent rule changes and fragmented systems create gaps between what is priced and what is billed.
itea P2B closes that gap with one configurable platform that handles the full breadth of transaction banking pricing, from event-level fees to client-specific bundles.
Pricing across the full transaction banking product set
Payment processing and initiation fees
Charge accurately for outgoing payments, initiation channels and processing volumes, with rules that match how the bank actually monetises payment flows.
Collections and receivables
Price incoming collections, direct debits and receivables services per event, per client or per package.
Cash and liquidity management
Apply pricing to cash pooling, sweeps, intercompany structures and liquidity services across legal entities and currencies.
Account packages and maintenance
Manage account-level fees, package structures and periodic maintenance charges with clear, auditable rules.
Client-specific bundled pricing
Build bundles that combine services across products and apply unified bundle pricing to individually negotiated client agreements.
FX and currency conversion fees
Price FX conversions, cross-currency payments and multi-currency activity with spread, margin and tiered fee models.
Reporting and statement services
Charge for reporting packages, statement delivery and information services on the same platform that drives the rest of the fee logic.
Built for the way transaction banking actually charges
itea P2B handles event-driven charging that prices each transaction or service event individually, tiered and volume pricing that automatically applies the correct rate at each threshold, and bundle pricing that packages services and applies unified bundle rates.
The platform supports real-time or batch billing so the bank can choose the billing cycle that fits each product, and client-level agreements that maintain individually negotiated price structures per client.
What banks gain
Faster pricing changes
Update fee logic and pricing rules in days, not months, and respond to market moves without queueing for IT.
Better fee capture
Reduce missed billable events and recover revenue that previously leaked through fragmented systems and manual workarounds.
Improved invoice accuracy
Generate accurate invoices the first time, with fewer disputes, fewer corrections and a cleaner reconciliation cycle.
Transparent pricing
Give relationship managers and clients clear visibility into how fees are calculated and applied across products and entities.
One module in the full platform
Transaction banking pricing is one module within the full itea P2B pricing and billing platform for banks. Banks can start here and expand into automated billing, revenue assurance and relationship pricing as priorities evolve.
The modular design means there is no need to replace the core or commit to a multi-year programme to get value from itea P2B.
See transaction banking pricing in action
Book a demo to see how European banks use itea P2B to bring transaction banking pricing under one platform and close the gap between what is priced and what is billed.