Is Your Pricing Ready for PSR?
PSR requires banks to show customers the full cost of a payment before they confirm it. itea P2B gives you the pricing engine to make that possible — without rebuilding your core systems.
What PSR Means for Your Bank
The Payment Services Regulation introduces strict transparency requirements for banks operating in Europe. Before a customer initiates a payment, your bank must be able to show exactly what that payment will cost — fees, charges, and FX rates included.
For banks still relying on legacy pricing systems or manual fee calculations, this is a significant challenge. PSR does not just require disclosure — it requires real-time pricing accuracy at the point of transaction.
A Pricing Engine Built for PSR Compliance
itea P2B is a purpose-built pricing engine for transactional banking. It centralises your fee logic, pricing rules, and client agreements in one platform — so your systems can calculate and communicate the correct cost of any payment, in real time, before the customer clicks send.
No spreadsheets. No manual lookups. No compliance risk from outdated rate tables.
What itea P2B Delivers for PSR
Real-Time Fee Calculation
Calculate the exact cost of any payment in real time — including fees, charges, and FX rates — before the customer confirms the transaction.
Centralised Pricing Rules
Manage all pricing logic in one place. Eliminate the risk of outdated rate tables or inconsistent fee calculations across systems and geographies.
Client-Specific Pricing
Support individually negotiated pricing agreements. Every client sees the cost that applies to them — not a generic rate that may not reflect their actual terms.
Full Audit Trail
Every pricing decision is logged and traceable. Demonstrate compliance with full documentation of what was shown to the customer, when, and under which pricing rules.
Fast Implementation
itea P2B is modular by design. Banks can implement the pricing transparency module without replacing their entire core banking infrastructure.
Core Banking Integration
Connect itea P2B to your existing core banking, payment, and ERP systems. No need to replace what works — extend it with compliant pricing logic.
Ready to meet PSR requirements?
Talk to us about how itea P2B can help your bank achieve PSR compliance — without a full system replacement.